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PICC P&C
INSTITUTE STRIKES CLAUSES (FOSFA TRADES)
Agreed with The Federation of Oils, Seeds
and Fats Associations
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RISKS COVERED |
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1 This insurance covers, except as provided in Clauses 3 and 4 below, loss of or damage to the subject-matter insured caused by |
Risks Clause |
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1.1 strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions |
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1.2 any terrorist or any person acting from a political motive. |
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2 This insurance covers general average and salvage charges, adjusted or determined according to the contract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from a risk covered under these clauses. |
General Average Clause |
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EXCLUSIONS |
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General |
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3.1 loss damage or expense attributable to wilful misconduct of the Assured |
Exclusions Clause |
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3.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured |
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3.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured (for the purpose of this Clause 3.3 "packing" shall be deemed to include stowage in a container or liftvan but only when such stowage is carried out prior to attachment of this insurance or by the Assured or their servants) |
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3.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured |
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